Welcome to Premiums with Purpose™.
A percent of our premiums impact social and environmental change through our membership with 1% for the Planet and our commitment as a Certified B Corp. As Practical Activists™, we collaborate with our customers to connect your decisions to the greater good. Join us.
Supporting causes you believe in.
Our complimentary rider donates an additional 1% of a policy’s initial death benefit to your choice of 1% for the Planet nonprofits when the death benefit is paid. Choose your favorite nonprofits to list as beneficiaries. And yes, you can change your nonprofits at any time.
Investing in the future.
A significant part of your impact is made possible through the responsible investing of your premium payments and the cash value of permanent life insurance and annuity policies.
Current investments include community revitalization initiatives and bond holdings that are focused on renewable energy in the U.S. and abroad; some are certified by the Climate Bonds Initiative.
1% is a big number.
1% for the Planet is a global movement inspiring businesses and individuals to support environmental solutions through annual membership and everyday actions. They advise on giving strategies, certify donations, and amplify the impact of their network.
Bluestone donates 1% of all premiums collected to 1% for the Planet to help support the essential work of their nonprofit partners — from climate and food to social and economic justice to water and wildlife.
NONPROFIT BENEFICIARIES INCLUDE:
Opportunity Finance Network: Leading Community Development Financial Institutions (CDFIs) and their partners to ensure that low-income, low-wealth, and other underserved people and communities have access to affordable, responsible financial products and services. Bluestone’s policies can benefit CDFIs that are nonprofits who are on the ground in communities who need it most.
Chef Ann Foundation: Dedicated to helping schools take action so that every child has daily access to fresh, healthy food. They provide school communities with the tools, training, resources, and funding that enables them to create healthier food and redefine lunchroom environments.
Organic Farmers Association: Providing a strong and unified national voice for domestic certified organic producers. State organic associations such as NOFA-VT, NOFA/mass and Montana Organic Association can also be beneficiaries of Bluestone policies.
Rodale Institute: A pioneer and leader in the regenerative organic movement providing rigorous, solutions-based research, farmer training, and consumer education.
LEARN MORE ABOUT 1% FOR THE PLANET
We’re proud to make the grade.
As a Certified B Corp, Bluestone meets strict performance and accountability standards. B Certification is based on the B Impact Assessment, which measures a company’s positive impact on its employees, community, and the environment. It gets to the heart of why this company exists.
We’re part of a community that uses business as a force for good. And we’re committed to making a change.
LEARN MORE ABOUT CERTIFIED B CORPORATIONS
Envisioning a Better Future
We’re committed to making social and environmental changes without sacrificing financial performance.
Policyholder-Owned
Policies are issued by a mutual insurance company where policyholders are owners with a voice and a vote, giving them real power over the direction of the company.
Your Needs First
Our main concern is providing you and your family with the best possible life insurance coverage. That’s why our team members are planners, not brokers. This minimizes potential conflicts of interest.
Transparent Products
You’ll always know what you’re paying for—and what you’re not. That’s why we’ve eliminated percent of premium fees, known as “load fees,” on our universal life product.
Our goal is to provide you with the right insurance through a straightforward process. Our commitment is to you, your family, your community, and our planet.
Connect your life insurance to the greater good.
