Universal Life Disclosures

NOT AVAILABLE IN NEW YORK.

Policy Form No. I L1921 and Rider Form Nos. R I1420, R I1421, R I1422, R I1423, R I1424, R I1425, R I1427, R I1428, R I1429, R I1430 and R I1922 underwritten by Assurity Life Insurance Company, Lincoln, NE.  

1. Policies have minimum and maximum premium amounts that you must meet in order to maintain your coverage.

2. Interest rates are declared monthly and are based on company earnings.

3. Accelerated Death Benefit Rider is included in states where allowed. The chronic illness benefit is included through issue age 75. Accelerated benefits reduce the death benefit.

4. A withdrawal or policy loan will reduce your death benefit amount by an equal amount. A minimum amount must be retained to keep the policy in force. Withdrawals are subject to a fee. Assurity charges interest for policy loans, but also credits interest on any portion of the amount that is loaned. Under current tax law, policy loans are not subject to income tax. Tax questions must be referred to a qualified tax advisor.

This policy has reductions of benefits, limitations and exclusions. For complete costs and details of the policy, please contact your insurance professional, Assurity or ask to review the policy.

Circular 230 Disclosure: Any U.S. tax information contained in this communication is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing or recommending to another party any matters addressed herein.

Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.